Purchasing a place to live is stressing me out. Between the different mortgages and types of places to live........remind me why i'm doing this?
oh, because it's much cheaper to buy than it is to rent. That's why. And because i can basically do anything I want to my abode, kinda. Paint, wallpaper, tile...I get to decide AND pay for it. Yahoo. So i'm in the process of trying to make some solid choices and i need some help.
Buying a house is not what i want. I don't want to mow, or shovel, or rake a roof during a snowstorm. It's too much. I value my free time and it seems crazy to pay more for more work. If i had a family living with me, or even a spouse - then i'd go for a house. However, it's just me so why do it?
I've thought seriously about buying a mobile home. Stop shuddering. There are nice ones. Really nice ones. It's almost like buying a house only on a smaller scale with a few cubic feet of outside to worry about taking care of. Most have a big enough area to have a patio set and maybe a lounge chair.......which is all i need. I can park my vehicle where i can see it. It's private-ish. Another thing i like is that there are more windows than in a condo. I like light. I like not hearing anyone bang on the wall or having them hear me bang on the wall. I like not being completely alone - which is how i might feel in a house, which i've already crossed off the possible list. I especially like the price. Yes, i have to rent the land but thats the same as a condo as far as i'm concerned...only cheaper. And no common hallways or shared laundry room, urgh!
So a mobile home is a good possibility. Never thought i would, but it seems to make sense. Old people do it all the time and they have more life experience than i do. They must be on to something? Or I can look at condo's. There are so many different kinds, with so many different benefits and problems. And the nice ones don't come cheap. Minds well buy a house. But as i've said, i'm not going to buy a house.
Condo's. I've rented apartments and i don't see the difference aside from paying the bank instead of a landlord. I didn't enjoy living in apartment buildings AT ALL and when i look in my general price range, that's what is coming up. Shared lobby and hallways- shared laundry areas, and parking being a real bitch. Not a lot of natural light and no window in the bathroom or kitchen a lot of times. The layout is similar to a shoe-box. Decks or porches come with the $$$$ and so does the garage or more than one assigned parking space. Many times, no animals are allowed. Or you have to take flights of stairs or an elevator to reach the outside with a pet that has a very small bladder.
Okayyyy. So a house is off, and a condo is not looking too attractive (in my price range) so it's looking like a mobile home? For one person it seems to make sense. Lets see if it matches up with my "have to have's".
1. Private entrance - I do not want to walk through a hallway smelling everyone's dinner or bumping into neighbors. I just. don't.
2. Private Laundry area - as in, MINE - no coins, no waiting, no weirdos touching or stealing my clothes. No having to speak to anyone while i'm forced to wait for the clothes to be done, wasting my precious time. And i will NEVER use a laundromat again of my own free will so JUST NO shared laundry.
3. Windows - One sliding glass door does not count as "enough" natural light for the kitchen and living room. Kitchens and bathrooms being the smelliest rooms in the place should obviously have windows and i've never understood why all of them don't. It's just gross. I want fresh air and natural light in every room.
4. Balcony, deck or porch - I NEED to be able to stand or sit outside and feel the sun, wind, or rain. If i don't have a private area, i won't stay outside. I know i won't. And then i'll feel claustrophobic. I find happiness in hanging flowers and hummingbird feeders. I also want to grow a few potted vegetables. In the winter I want to see untouched snow. It must be big enough for two chairs and a small table, if not a whole patio set. This is just as important as having a bathroom in my opinion.
5. Must allow animals - I'm not going to live anywhere that doesn't allow animals.
6. Parking - I don't want to have to walk a mile with grocery bags and Miyagi to get into the house. I don't want to have to LOOK for a parking place like i'm at a mall. I don't want my company to have to park streets away because visitor parking is always full of peoples second cars. Basically, i want private parking. How insane.
7. Move in condition - i can update and improve over time but i need to be able to live there while that happens.
Okay so those are the absolute must have's and here's a list of what would be super duper nice if i could have, but not a deal breaker if it doesn't-
decent cabinets in the kitchen that are good as is, or can be easily re-finished/updated
wood floors throughout
2 bedrooms, 1 and 1/2 bathroom
basement/storage
garage
large closets / walk in closet
Its overwhelming to try and think of everything. I hope i'm not missing anything major. Thoughts?
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